Which companies offer prepaid medical plans in Colombia? Here's the complete list.
Prepaid medical care is a voluntary service plan that requires an additional payment to EPS entities or independent companies.
This service expands coverage and improves the quality and timeliness of outpatient medical services such as appointments, examinations, therapies, and other categories. Its main objective is to facilitate and improve users' access to healthcare in Colombia.
Prepaid medicine and health insurance policies Photo: iStock
Each company that offers private healthcare services establishes parameters for citizens to voluntarily purchase additional coverage.
Colmédica Prepaid Medicine establishes that, in order for a person to access prepaid medical plans, they must initially be linked to the General Social Security Health System (SGSSS).
Prepaid medical insurance offers a variety of benefits. Photo: iStock
Please note that choosing the different plans offered by each health company may vary in cost and coverage, depending on the plan's value.
These are the entities that offer prepaid medicine The National Health Superintendency is responsible for monitoring the parameters and regulations that protect patients in Colombia.
Prepaid medical services can only be offered by EPS, insurers, and companies dedicated exclusively to providing this service.
The companies that provide this service are:
- Axa Colpatria.
- Colmédica.
- Colsanitas.
- Coomeva.
- Medisanites.
- MedPlus.
- Thank you.
- Immediate Health Service Prepaid Medicine.
Prepaid medical care offers a variety of benefits that improve patient care, which can be determined as a joint plan or based on a specific need.
Colmédica, for example, offers four types of compact plans, including the basic service, which includes additional home hospitalization assistance.
It also provides access to new technologies for treatments, screenings , and comprehensive coverage for high-cost diseases.
Coomeva Medical Center, Prepaid Medicine in Bogotá. Photo: Coomeva
Finally, it includes single-room hospitalization, home care , and the ability to choose the day and time with the specialist you need, ensuring personalized care.
Medplus's plans include comprehensive coverage that includes more than 4,000 transportation options, along with access to 3,100 specialists available in 302 clinics nationwide in Colombia.
Additionally, those who purchase one of the plans receive complementary benefits such as death assistance, medical service vouchers, and international coverage, thus strengthening the protection and peace of mind for users and their families.
What are specific coverages? Colmédica also offers specific categories to meet the specific needs of users at more affordable prices.
- Vital home care: home medical consultations, ground ambulance transfers, and dental emergencies.
- Superior home care: access to specialty consultations, physical and respiratory therapies at home.
- Esmeralda Outpatient Clinic: Offers access to more than one hundred specialties, preventive dental services, exams, and laboratory services.
- Oncology Life Plus: with specialized care in the event of developing cancer, with coverage in first-level clinics and preventive assessment, although it does not apply to pre-existing cancer.
AXA Colpatria's prepaid medical plans ( Fesalud Plus, Original Plus, and Alterno Plus) offer medical coverage with no deductibles or limits on care throughout the country.
- Psychiatric hospitalization .
- Emergency dental care .
- Prosthesis coverage .
- Osteosynthesis material coverage .
- Parenteral nutrition coverage .
- Online medical authorizations .
- 24-hour medical line .
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